What can you claim for if you suffer an injury in a road traffic accident? In addition to general damages for suffering and pain, there are also several personal injury claims which people make following an accident, including ongoing psychological distress, broken legs, arthritis, painful headaches, or even chronic post-traumatic stress. If you have been involved in an accident, whether as a passenger or driver, or whether you were a pedestrian or cyclist, you may be able to claim for any of these types of injuries. Just as with any other road traffic accident claim, the amount you can claim for will depend on a number of factors.
Who Was At Fault?
Some road traffic accident claims can still be made following an Accident Claim Glasgow even if another person is responsible. If, for example, you suffer a back injury and cannot work, you may still be eligible to make a claim for compensation following an accident. Your employer should consider trying to contact you via their health insurance company or by sending your employer a form signed by you. Your employer will want to ensure that you fully recover before they consider making any further inquiries.
How Severe Was The Injury?
This is one of the most important questions that solicitors working in the car accident claims field can ask. The more severe the injury, the higher your personal injury claim could be. It is also possible that you could make a claim for loss of earnings or even loss of your private capacity.
How Long Do You Want To Take Your Absence?
Many cases can still go on for weeks or months. Your solicitor may ask you for a note of your absence and this may be needed by your insurer. If you are coming back to work following your absence, it is not likely that your insurers will require you to give evidence of your absence. Your absence may still be factored into your future premiums. Do you have any lasting injuries such as whiplash or muscle injuries? Some road traffic accident claims fail because they fail to take this fact into account. If your injuries include whiplash, you may have already taken physiotherapy treatment. In such circumstances, your claim may fail. If your injuries are not permanent, your insurers may decide not to make a claim. The court system in many parts of the UK is designed to favor those with minor injuries.
Do You Drive A New Or Older Vehicle?
If you’re hoping to make a claim for injuries caused by an uninsured driver, you should ensure you don’t live in or use a vehicle that was last bought before the date of the accident. This is another way that insurers unfairly rule you out of making a claim. In most parts of the UK, you can only make a claim if the car was brand new or even a second-hand model.
Are you suffering from any psychological injuries? Road traffic accidents are typically caused by the negligence of the other driver. However, some mental disorders can also result from a traumatic experience. As such, you may be eligible to make a claim for injuries resulting from your road traffic accident. What Happens If I Am Not At Fault? Sometimes, you are not necessarily at fault for being injured in a road traffic accident, yet your insurance company may decide to cancel your policy or raise your premiums. Such cancellations or increases happen for various reasons. Sometimes, they cancel your claim because the claim was made too far in advance. Other times, the company simply decides to raise your premium or cancel your policy.