In today’s world, where everything is moving faster and more people are driving themselves to work each day, it can be difficult to find time to study for the road test. In an effort to help you out, here are a few tips on getting car insurance without your driver’s license!
What is car insurance without a driver’s license?
Car insurance without drivers license is something that might happen to you if for some reason you can’t pass a driving test. If this happens, the state will require that you get insurance on your car and be covered under their vehicle insurance policy. This way they are still able to recoup the cost of property damage, medical expenses, or other expenses related to an accident. This is usually the only way this will happen, as if you have a driver’s license.
How to Get Car Insurance without a Driver’s License
A lot of people would have trouble getting started with their insurance if they don’t have a driver’s license. If you find yourself in this situation, there are many different ways you can get your insurance without having to get your license first.
- Most insurance companies probably have a “walk in” application process.
- Many even allow you to apply online.
- Others might require that you meet with an agent in person.
In some places, getting auto insurance without a driver’s license might be as easy as filling out the application and paying the premium once your application is approved! In other places, it might take some extra legwork.
Here are a few ways to get your car insured without a license:
- Get insurance through a friend.
- Get insurance through a relative.
- Check with them before submitting an application!
- Refinance your car and get insurance through the bank that was holding it on your behalf. (most banks will allow you to get auto insurance with this type of arrangement)
- Ask your work for an optional policy. (if you’re self-employed, you can get insurance through your employer)
Getting car insurance without a drivers license is not as easy as it may seem. There are certain criteria that need to be met in order for your car insurance to be approved by the insurance company. One of these requirements is proof of enrollment in an accredited driving school and/or completion of traffic school. In addition to this, there must also be a clear history of no violations in the last 3 years with the exception of speeding tickets which were no more than 6 points each or $200 USD.
Benefits of Car Insurance without a Driver’s License
There are some benefits of getting car insurance without a driver’s license. For example, you won’t have to worry about the DMV suspending your license if you’re on your way to the hospital after an accident. There is also an increased chance that you will be able to get car insurance. The extra time that it takes for the DMV to review your application removes the risk of being turned down.
Find out how much it would cost
If you don’t have a driver’s license, it is important to know how much car insurance would cost without the need for a license. Some states will allow people without a driver’s license to get into liability only policies for less than $1,000. However, some states require no-fault insurance that can be up to $5,000 but you must have at least three years of accident-free driving history.
To get a car insurance quote without a driver’s license, you’ll need to use an online quote service. You can also call your local insurance provider and ask them if you can use their online quote service as well. That way, you’ll have no trouble getting the best rates!